Line the bottom of a 13 by 9 by 2-inch dish with Pepperidge Farm Chessmen Cookies (1 package). Layer Banana (6) on top.
Combine Milk (2 cup) and Instant French Vanilla Pudding (1 package) and blend well.
Combine Cream Cheese (1 package) and Sweetened Condensed Milk (14 ounce) and mix until smooth. Fold Whipped Topping (12 ounce) into the cream cheese mixture. Combine cream cheese and pudding mixture.
Pour the mixture over cookies and bananas.
Cover the pudding with Pepperidge Farm Chessmen Cookies (1 package). Refrigerate until ready to serve. Serve and enjoy!