Bring a kettle filled with water to boil. Place the Chai Tea Bags (1) in a heat-safe cup and pour in hot water over it. Steep for 5 minutes.
Remove teabag and cool tea concentrate in the fridge or freezer until room temperature.
Meanwhile, in a small food processor or blender, purée the Banana (2), Fresh Ginger (1 inch), Honey (2 tablespoon), and Coconut Milk (1 cup) until smooth.
Add 1/2 cup of the Chai concentrate to the blender, pulse to mix thoroughly.
Transfer the smoothie to glasses and garnish with Ground Cinnamon (1 pinch) on top.