Preheat oven to 400 degrees F (205 degrees C).
In a cast iron skillet, add Oil (2 teaspoon). Cook Flour Tortilla (4) for 30 seconds on each side, until lightly browned.
Spread tortillas with Refried Beans (to taste) and Ground Beef (2 cup).
Place tortillas over top.
Spread Salsa (1 1/2 cup) over top. Sprinkle with Shredded Cheese (2 cup), then top with Red Bell Pepper (1), Tomato (1), and Scallion (2).
Bake for 10 minutes.
Garnish with Sour Cream (to taste) and Fresh Cilantro (to taste). Serve and enjoy!